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Note Rate vs. APR Tammy Verani Explains the difference

January 7, 2012 By 1 Comment

Articles in this Series Mortgage Information

  1. Mortgage Pre Qualification Tammy Verani explains why it’s important
  2. Mortgage Broker | Banker or Lender | What’s the difference
  3. Mortgage Application Process | Tammy Verani explains the steps involved
  4. Note Rate vs. APR Tammy Verani Explains the difference
  5. Mortgage Info | What is a Point? | Tammy Verani explains

Note RateWe have asked Tammy Verani from RMS, Residential Mortgage Services Inc., to do a series of short videos explaining the mortgage process and this video is the fourth video in the series. To watch the previous videos in the series please click here >>> Mortgage Pre Qualification    Mortgage Broker|Lender or Banker  The Mortgage Application Process

If you have any questions or suggestions for future videos please let us know and we’ll ask Tammy to cover that topic.

This short video tackles the often misunderstood topic of  Note Rates and APR.

Tammy Verani can be reached via cell phone 603-505-5752 if you have any questions or want to meet with her to get pre-qualified for a home loan. If you’d like information about searching for that perfect home give us a call at 603-944-9172 or e-mail us by clicking this link>>> email Jay and Monika

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Previous in series Next in series

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office
Filed Under: General R.E. Information Tagged With: , , , , ,

Mortgage Application Process | Tammy Verani explains the steps involved

January 4, 2012 By 3 Comments

Articles in this Series Mortgage Information

  1. Mortgage Pre Qualification Tammy Verani explains why it’s important
  2. Mortgage Broker | Banker or Lender | What’s the difference
  3. Mortgage Application Process | Tammy Verani explains the steps involved
  4. Note Rate vs. APR Tammy Verani Explains the difference
  5. Mortgage Info | What is a Point? | Tammy Verani explains

Mortgage ApplicationMortgage Application Process | Tammy Verani explains the steps involved

We have asked Tammy Verani from RMS, Residential Mortgage Services Inc., to do a series of short videos explaining the mortgage process and this video is the third video in the series.  To watch the first video that Tammy did discussing the pre-approval process please click here >>>  Mortgage Pre Qualification or to watch the second in the series where Tammy talks about the differences between a mortgage broker-lender and banker click here >>>>  Mortgage Broker|Lender or Banker

Tammy Verani can be reached via cell phone  603-505-5752 if you have any questions or want to meet with her to get pre-qualified for a home loan.  If you’d like information about searching for that perfect home give us a call at 603-944-9172 or e-mail us by clicking this link>>>   email Jay and Monika

 

The Mortgage Application Process video explanation

 

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Previous in series Next in series

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office
Filed Under: General R.E. Information, Home Buyer tips Tagged With: , , , , ,

Hampstead New Hampshire’s Bean Towne Coffee House and Cafe

January 3, 2012 By 2 Comments

Articles in this Series Hampstead

  1. Hampstead New Hampshire’s Bean Towne Coffee House and Cafe
  2. Lobster Q Seafood & BBQ Hampstead NH

Ed and Jay Hampstead New Hampshire’s Bean Towne Coffee House and Cafe

As REALTORS we’re often asked where is the best place to eat, to meet locals, to hang out…. stuff like that.  So we thought we would start a series on local businesses that we enjoy visiting. While we live and work in the town of Hampstead our market area is spread wide from anywhere in Southeast Rockingham County and the Seacoast area so it would be impossible for us to cover every business and that is really not our goal. Our goal is to introduce you to the places we like to visit and hopefully you will like them too.

Our first local business is Bean Towne Coffee House and Cafe, we’ve talked about Bean Towne in the past and really enjoy the cafe and the people working there and are sure you will to.

Our past posts about Bean Towne

Dec 6 2007  Hampstead Has a New Bean in Town

Dec 23 2007  Rudy visits the Bean

Feb 16 2008  Bean Towne Does it Again

Bean Towne Coffee House and Cafe Video by Monika McGillicuddy

 

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a Southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

To view homes for sale in Hampstead please see below.

Showing properties 1 - 10 of 53. See more city of Hampstead real estate.
(all data current as of 2/8/2012)

  1. 4 beds, 1 full, 1 part baths
    Home size: 2,249 sq ft
    Lot size: 1.23 ac
    Year built: 1830
    Parking spots: 6
    Days on market: 1
  2. 4 beds, 1 full, 2 part baths
    Home size: 3,754 sq ft
    Lot size: 1.76 ac
    Year built: 1978
    Parking spots: 4
    Days on market: 2
    Walk Score®: 22
  3. 2 beds, 2 full baths
    Home size: 1,512 sq ft
    Year built: 2006
    Parking spots: 1
    Days on market: 5
    Walk Score®: 9
  4. 2 beds, 1 full bath
    Home size: 952 sq ft
    Lot size: 1.79 ac
    Year built: 1939
    Parking spots: 2
    Days on market: 6
    Walk Score®: 17
  5. 2 beds, 1 full bath
    Home size: 1,516 sq ft
    Lot size: 28,749 sq ft
    Year built: 1830
    Parking spots: 2
    Days on market: 7
    Walk Score®: 48
  6. 4 beds, 2 full, 1 part baths
    Home size: 2,664 sq ft
    Lot size: 1.90 ac
    Year built: 1989
    Parking spots: 2
    Days on market: 7
    Walk Score®: 29
  7. 2 beds, 1 full, 1 part baths
    Home size: 1,471 sq ft
    Year built: 2006
    Days on market: 12
    Walk Score®: 42
  8. 2 beds, 1 full, 1 part baths
    Home size: 1,420 sq ft
    Year built: 1989
    Parking spots: 1
    Days on market: 13
    Walk Score®: 18
  9. 3 beds, 1 full bath
    Home size: 1,408 sq ft
    Lot size: 25,700 sq ft
    Year built: 1979
    Parking spots: 5
    Days on market: 17
    Walk Score®: 15
  10. 4 beds, 3 full baths
    Home size: 3,438 sq ft
    Lot size: 1.87 ac
    Year built: 1880
    Days on market: 19
    Walk Score®: 12

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Next in series

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office
Filed Under: About Hampstead NH, General R.E. Information Tagged With: , , , , ,

Mortgage Broker | Banker or Lender | What’s the difference

January 2, 2012 By 3 Comments

Articles in this Series Mortgage Information

  1. Mortgage Pre Qualification Tammy Verani explains why it’s important
  2. Mortgage Broker | Banker or Lender | What’s the difference
  3. Mortgage Application Process | Tammy Verani explains the steps involved
  4. Note Rate vs. APR Tammy Verani Explains the difference
  5. Mortgage Info | What is a Point? | Tammy Verani explains

MortgageMortgage Broker | Banker or Lender | What’s the difference

I have asked Tammy Verani from RMS, Residential Mortgage Services Inc., to do a series of short videos explaining the mortgage process and this video is the second video in the series.  To watch the first video that Tammy did discussing the pre-approval process please click here>>>  Mortgage Pre Qualification

This video explains the differences between a mortgage broker, banker and lender and why understanding who you are working with is important. This is a question I get asked often so I know many of you are confused about the roles and potential limitations each of these may have.

Tammy Verani can be reached via cell phone  603-505-5752 if you have any questions or want to meet with her to get pre-qualified for a home loan.  If you’d like information about searching for that perfect home give us a call at 603-944-9172 or e-mail us by clicking this link>>>   email Jay and Monika

Tammy Verani Short Video

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Previous in series Next in series

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office
Filed Under: General R.E. Information, Home Buyer tips Tagged With: , , , , , , , ,

NH Home Selling Tips During The Holidays

November 27, 2011 By 5 Comments

Christmas TimeHolidays are special

Holidays are special and we often go all out in decorating and attempting to create that wonderful warm holiday feeling….but it can also be the time of year when you’re trying to sell your southern New Hampshire home. While I personally love to look at holiday decorations I know as a southern New Hampshire REALTOR that sometimes it’s just way too much.

Selling your southern New Hampshire home during the Holidays can be stressful!

We all love our special holiday decorations but when your home is on the market it might be best to keep some of them packed away. It’s hard to “live in” a home while it is on the market and keep your home feeling like it is still your home. But, as attached as we are, remember that “less is better” when it comes to decorations, family knickknacks and yes even family pictures.

Too many Decorations Too little Space

Often times a home will seem so much smaller when it’s filled with a large tree and decorations galore so maybe getting a smaller tree this year will serve you well.  Try looking at your home as a potential home buyer would…what is important to them is not how pretty your decorations are but will they have enough space for their own. If you fill every nook and cranny, have a super large beautiful tree that leaves little walk around room then most likely the buyer will “feel” that the home is too small for them.  Less is better!

The Scents don’t really make sense

Another important thing to be aware of is strong holiday scents. While you may think they smell nice they could in fact be a big turn off to a potential buyer who might wonder what orders you are trying to mask…especially if there is evidence of a pet in the home or if the buyer has allergies. Going very lightly on the holiday scents makes a lot of sense.

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

E-mail Jay and Monika or call or text at 603-548-7728

Jay and Monika McGillicuddy, NH REALTORS

Prudential Verani Realty

603-327-0246 direct line

603-926-3648 office

Monika cell 603-548-7728

Jay cell 603-548-7685

 

 

 

 

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office
Filed Under: General R.E. Information Tagged With: , , , , , ,

Hot Air Balloons over Hampstead NH

November 4, 2011 By Leave a Comment

Hot Air BalloonsHot Air Balloons over Hampstead NH

On our way to Londonderry the other day we just happened by some cool hot air balloons hovering over Hampstead!  One of these days I am going to ride in one of them!

Enjoy this short video taken from inside a moving car…

 

E-mail Jay and Monika or call or text at 603-548-7685

Jay and Monika McGillicuddy, NH REALTORS

Prudential Verani Realty

603-327-0246 direct line/ 603-926-3648 office/ cell 603-548-7685

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office
Filed Under: About Hampstead NH, General R.E. Information, Videos Tagged With: , , , , , ,
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This information is deemed reliable, but not guaranteed

The data relating to real estate displayed on this web site comes in part from the IDX Program of NNEREN

Data last updated 2/8/12 6:45 PM PST


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