Mortgage Pre Qualification Tammy Verani explains why it’s important

Pre QualifiedPre-Qualification – Tammy Verani explains why it’s important

As a NH REALTOR it’s important for us to know whether or not a home buyer is pre-qualified or per-approved for a mortgage loan before we start looking at homes for a few good reasons.

Guessing equals a waste of time and money

1.   If you guess at what you can afford and then find out later that you can’t afford what you thought you could, it will be hard for you to find anything you like when lowering your price range. You’ll always compare everything to the homes in the higher price range. This can be very disappointing, a waste of money and a total waste of your time. Your wants-needs and desires may not match your budget and it’s better to know that before you start looking.

2.   You will be in a lot better bargaining position if you can provide the seller with documentation showing that you are able to purchase. This is crucial especially if in a multiple offer situation… and yes we do still have some multiple offer situations.  Having a solid pre-qualification or pre-approval can make the difference between getting your dream home or not.

Getting pre-qualified is pretty easy

Getting pre-qualified is pretty easy and I have asked Tammy Verani from RMS, Residential Mortgage Services Inc to explain the process in this short video. Tammy will be doing a series of short videos covering the mortgage process. Tammy can be reached via cell phone  603-505-5752 if you have any questions or want to meet with her to get pre-qualified for a home loan.  If you’d like information about searching for that perfect home give us a call at 603-944-9172.

Mortgage Pre Qualification Video by Tammy Verani

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

E-mail Jay and Monika or call or text at 603-548-7728

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office

Is the NH Foreclosure market affecting the value of your home

Is The NH Foreclosure market affecting the value of your home

Unfortunately the answer is yes but there are ways to counter the negative effect and it starts with hiring the right REALTOR to help you!

Jay and I would love to sit down and show you “The McGillicuddy Difference”  and explain how tech savvy REALTORS can make all the difference.

Please watch this short 3 minute video and be sure to contact us if you’re thinking of selling your southern New Hampshire home.

Jay and Monika McGillicuddy, NH REALTORS

Prudential Verani Realty

2 Main Street Hampstead NH

603-327-0246 direct line

603-434-2377 office

Monika cell 603-548-7728

Jay cell 603-548-7685

 

 

 

 

 

 

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office

Will the New Hampshire Real Estate Market Recover

Will the New Hampshire Real Estate Market Recover

Someone asked the question “will the New Hampshire Real Estate market recover” and I thought I’d answer it via a short video. It’s a little over 3 minutes but if you’re pressed for time the short answer is Yes…but!

(Photo courtesy of katerha)

Keep the questions coming

I hope you take the time to watch the video and please keep the questions coming!

Jay and Monika McGillicuddy

Prudential Verani Realty

2 Main Street Hampstead NH

603-327-0246 direct line

603-434-2377 office

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office

Navigating the new Facebook profile page ~ a video tutorial

Navigating the new Facebook profile page

About a week or so ago Facebook unveiled the new Facebook Profile page, which like all changes caused a little bit of a commotion.  I actually really like the changes and thought it much easier to navigate than before.  Some of my Facebook friends thought otherwise and found the changes confusing so I thought I’d make a little video tutorial about navigating the new layout.

A video Tutorial navigating Facebook

Call or e-mail us if you’d like to chat about your home ownership options. I think you’ll be surprised at what might be awaiting you.

Contact Jay and Monika McGillicuddy, NH REALTORS

Jay and Monika McGillicuddy, NH REALTORS

Prudential Verani Realty

2 Main Street Hampstead NH

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office

NH Free Topographical Maps

NH Free Topographical Maps

Very exciting news for the nature/outdoor lover… the New Hampshire Fish and Game department has created topographic maps for the entire state that can be downloaded for free!  This is an excellent resource especially if you are a hiker or someone who just wants to get outside and explore some of New Hampshire’s precious resources.

According to  WMUR

The maps are sized to print on letter-sized paper at a scale of 1 inch per half-mile and include the latest geographic information on roads, municipal boundaries, water bodies, and more.

You can visit the site http://www.wildnh.com/maps/ and check out the topo listings by town and download those maps that interest you. This is an awesome tool and one that I know we’ll use often.

Exploring New Hampshire never has been easier nor has finding the right home… so if you’re house hunting in Rockingham county & the Seacoast area or thinking of selling give us a call…we’d be honored to help you.

Life is good in New Hampshire, not only are there lot’s of fun things to do but home ownership is within reach and we know it is one of the best states to live in.

Call or e-mail us if you’d like to chat about your home ownership options. I think you’ll be surprised at what might be awaiting you.

Contact Jay and Monika McGillicuddy, NH REALTORS

Jay and Monika McGillicuddy, NH REALTORS

Prudential Verani Realty

2 Main Street Hampstead NH

603-327-0246 direct line

603-434-2377 office

Your southern NH real estate specialists…. We put you first!

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office

NH Home Buyers Fair 2009

sign1Yesterday was the 7th annual NH home buyers fair and I was asked to speak representing the New Hampshire Association of REALTORS.

My topic was… Is it a good time to buy and the essentials of buying your first home.

I was on first thing in the morning and had 52 people sit through the presentation.  Many NH REALTORS, mortgage companies, home inspectors and other folks in real estate related professions had booths.

jimmarypatThe New Hampshire Association of REALTORS also had a booth and gave out some excellent handouts.

The fair was put on by the folks from the New Hampshire Housing Finance Authority.

I’m not sure how many people attended the event in total but it looked pretty busy when I left at noon time.


monikasign1I am sure however that many NH home buyers got some excellent advice and buying tips.

If you are a New Hampshire home buyer and have questions about the process or want to work with a REALTOR who can help you, give me a call at 603-548-7728.

Monika McGillicuddy, REALTOR

Prudential Verani Realty

NH Real Estate Professionals Jay and Monika McGillicuddy


Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office