Home Buyer tips | New Hampshire Real Estate Blog

Southern NH and the Seacoast Area home buying tips | Buyers Remorse

January 15, 2012 By Monika McGillicuddy 2 Comments

Buyers Remorse when buying a Southern NH and the Seacoast area home

Buying a southern New Hampshire and the Seacoast area home… don’t let buyers remorse stand in your way. First of all understand that feeling a little bit of anxiety is normal when making what is often the biggest buying decision of your life.

Steps of avoid Buyers Remorse

1. Sit down and have discussion with your trusted real estate professional about The Home Buying Process and make sure you feel comfortable with the explanation. Click here >>> Understanding your options when working with a real estate agent

2. Make sure you are pre-approved or pre-qualified for a loan and that you understand all the costs associated with your home loan. Click here for a video explanation >>> Pre-Approval Process

3. Be sure you factor in the cost of your lifestyle! This is crucial so don’t neglect this step. Click here for a video explanation >>> Wants | Needs & Desires

Following these three simple steps can alleviate potential heart ache and disappointment when buying a southern NH and Seacoast area home.

Buyers Remorse A short Video by Monika McGillicuddy

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Showing properties 1 - 5 of 79. See more city of Hampstead real estate.
(all data current as of 5/17/2012)

$289,900 : 1 Beverly Drive, Hampstead

3 beds, 2 full baths

Home size: 1,880 sq ft

Lot size: 1.44 ac
$489,900 : 4 Winchester Drive, Hampstead

4 beds, 3 full, 1 part baths

Home size: 3,390 sq ft

Lot size: 2.25 ac
$345,900 : 6 Winchester Drive, Hampstead

3 beds, 2 full, 1 part baths

Home size: 2,352 sq ft

Lot size: 1.48 ac
$389,900 : 2 Winchester Drive, Hampstead

4 beds, 2 full, 1 part baths

Home size: 2,650 sq ft

Lot size: 1.05 ac
$358,650 : 1 Winchester Drive, Hampstead

4 beds, 2 full, 1 part baths

Home size: 2,340 sq ft

Lot size: 1.48 ac

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Filed Under: General R.E. Information, Home Buyer tips Tagged With: Buyers Remorse, Buyers Remorse Video, Coastal NH, home buying process, Home Buying Tips, Jay and Monika McGillicuddy, Jay and Monika McGillicuddy NH REALTORS, seacoast area, southern nh real estate

NH Real Estate Professionals Jay and Monika McGillicuddy

Jay and Monika McGillicuddy, covering southern NH and the Seacoast area. If you’re thinking of selling or buying a southern NH or Seacoast area home give us a call…we’d love to help make your home ownership dreams come true.
Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika

Prudential Verani Realty

603-926-3648 office

Mortgage Info | What is a Point? | Tammy Verani explains

January 13, 2012 By Monika McGillicuddy 1 Comment

Articles in this Series Mortgage Information

Mortgage Pre Qualification Tammy Verani explains why it’s important
Mortgage Broker | Banker or Lender | What’s the difference
Mortgage Application Process | Tammy Verani explains the steps involved
Note Rate vs. APR Tammy Verani Explains the difference
Mortgage Info | What is a Point? | Tammy Verani explains

What is a point

What exactly is a point? We all know that a point is 1% of your loan amount but did you know there are two kinds of points and what they mean to you?
We have asked Tammy Verani from RMS, Residential Mortgage Services Inc., to do a series of short videos explaining the mortgage process and this video is the fifth video in the series.

If you have any questions or suggestions for future videos please let us know and we’ll ask Tammy to cover that topic. We’d love to hear from you!

This short video tackles the topic of Mortgage Points

Tammy Verani can be reached via cell phone 603-505-5752 if you have any questions or want to meet with her to get pre-qualified for a home loan. If you’d like information about searching for that perfect home give us a call at 603-944-9172 or e-mail us by clicking this link>>> email Jay and Monika

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Previous in series

Filed Under: General R.E. Information, Home Buyer tips Tagged With: Jay and Monika McGillicuddy, Mortgage Information, Mortgage Points, NH Home Loan information, prudential verani realty, Tammy Verani, What is a point

NH Real Estate Professionals Jay and Monika McGillicuddy

Mortgage Application Process | Tammy Verani explains the steps involved

January 4, 2012 By Monika McGillicuddy 3 Comments

Articles in this Series Mortgage Information

Mortgage Pre Qualification Tammy Verani explains why it’s important
Mortgage Broker | Banker or Lender | What’s the difference
Mortgage Application Process | Tammy Verani explains the steps involved
Note Rate vs. APR Tammy Verani Explains the difference
Mortgage Info | What is a Point? | Tammy Verani explains

Mortgage Application Process | Tammy Verani explains the steps involved

We have asked Tammy Verani from RMS, Residential Mortgage Services Inc., to do a series of short videos explaining the mortgage process and this video is the third video in the series. To watch the first video that Tammy did discussing the pre-approval process please click here >>> Mortgage Pre Qualification or to watch the second in the series where Tammy talks about the differences between a mortgage broker-lender and banker click here >>>> Mortgage Broker|Lender or Banker

The Mortgage Application Process video explanation

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Previous in series Next in series

Filed Under: General R.E. Information, Home Buyer tips Tagged With: monika mcgillicuddy, Mortgage Application Process, NH Home Sales, NH REALTORS, prudential verani realty, Tammy Verani

NH Real Estate Professionals Jay and Monika McGillicuddy

Mortgage Broker | Banker or Lender | What’s the difference

January 2, 2012 By Monika McGillicuddy 3 Comments

Articles in this Series Mortgage Information

Mortgage Pre Qualification Tammy Verani explains why it’s important
Mortgage Broker | Banker or Lender | What’s the difference
Mortgage Application Process | Tammy Verani explains the steps involved
Note Rate vs. APR Tammy Verani Explains the difference
Mortgage Info | What is a Point? | Tammy Verani explains

Mortgage Broker | Banker or Lender | What’s the difference

I have asked Tammy Verani from RMS, Residential Mortgage Services Inc., to do a series of short videos explaining the mortgage process and this video is the second video in the series. To watch the first video that Tammy did discussing the pre-approval process please click here>>> Mortgage Pre Qualification

This video explains the differences between a mortgage broker, banker and lender and why understanding who you are working with is important. This is a question I get asked often so I know many of you are confused about the roles and potential limitations each of these may have.

Tammy Verani Short Video

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 direct

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-327-0246 office direct

603-926-3648 office

Previous in series Next in series

Filed Under: General R.E. Information, Home Buyer tips Tagged With: Jay McGillicuddy, monika mcgillicuddy, Mortgage, Mortgage Banker, Mortgage Broker, Mortgage Lender, prudential verani realty, RMS Mortgage Services, Tammy Verani

NH Real Estate Professionals Jay and Monika McGillicuddy

Seabrook Beach New Hampshire

December 31, 2011 By Monika McGillicuddy 1 Comment

Seabrook Beach

The other day after leaving Prudential Verani Realty’s Hampton office, I decided to stop at Seabrook Beach and Harbor. I love how pretty the beach is and could just walk there for hours in low tide. It was pretty cold out so this video is very brief.

Seabrook New Hampshire borders the state of Massachusetts and is the start of our awesome 18 miles of New Hampshire coastline. Seabrook Beach is one of New Hampshire’s true gems and one that not many people know about. It has two miles of spectacular white sandy shoreline and a perfect location, within an hour’s drive to major cities such as Boston, MA, Concord, NH and Portland,Me.

Seabrook New Hampshire Real Estate for sale

Seabrook offers both modest cottages and luxurious mansions and has a relatively healthy coastal real estate market. Housing options in Seabrook range from starter to oceanfront mansions. Looking for a home in Seabrook just click this link and be sure to bookmark it as it updates hourly>>> Seabrook NH Home For Sale

Seabrook Beach Video

Why I Love New Hampshire

Jay and Monika McGillicuddy, Southern NH and the Seacoast area real estate specialists.

Jay and Monika McGillicuddy, NH REALTORS

603-944-9172 Direct Line

E-mail Jay and Monika or call or text at 603-548-7728

Prudential Verani Realty

603-926-3648 office

Here is a sampling of some Seabrook New Hampshire real estate for sale… call for details 603-944-9172

Showing properties 1 - 10 of 71. See more city of Seabrook real estate.
(all data current as of 5/17/2012)

$359,900 : 14 Greenleaf Dr, Seabrook

3 beds, 2 full, 1 part baths

Home size: 2,200 sq ft

Lot size: 17,859 sqft

Year built: 1998

Parking spots: 2

Days on market: 3
$160,000 : 16 Rte. 286/Collins, Seabrook

3 beds, 1 full, 1 part baths

Home size: 1,544 sq ft

Lot size: 17,424 sqft

Year built: 1940

Days on market: 14
$289,900 : 5 Timber Court, Seabrook

3 beds, 1 full, 1 part baths

Home size: 2,211 sq ft

Lot size: 20,908 sqft

Year built: 1973

Parking spots: 4

Days on market: 18
$169,000 : 105 Walton Road, Seabrook

3 beds, 1 full bath

Home size: 1,521 sq ft

Lot size: 19,602 sqft

Year built: 1956

Parking spots: 6

Days on market: 19
$111,900 : 28 Forest, Seabrook

3 beds, 1 full, 1 part baths

Home size: 1,332 sq ft

Lot size: 10,018 sqft

Year built: 1975

Parking spots: 2

Days on market: 28
$324,900 : 15 Moore's Lane, Seabrook

5 beds, 1 full, 1 part baths

Home size: 4,178 sq ft

Lot size: 1.38 ac

Year built: 1992

Parking spots: 1

Days on market: 32
$314,900 : 17 Old Salt Dr, Seabrook

3 beds, 2 full baths

Home size: 1,450 sq ft

Lot size: 16,117 sqft

Year built: 1998

Parking spots: 5

Days on market: 32
$499,000 : 7 Sandpiper Lane, Seabrook

3 beds, 2 full, 1 part baths

Home size: 2,192 sq ft

Lot size: 6,969 sqft

Year built: 2004

Parking spots: 2

Days on market: 32
$329,900 : 19 Dow's, Seabrook

3 beds, 2 full, 1 part baths

Home size: 1,850 sq ft

Lot size: 19,166 sqft

Year built: 2009

Days on market: 35
$339,900 : 34 Viola Circle, Seabrook

4 beds, 2 full, 2 part baths

Home size: 3,120 sq ft

Lot size: 23,958 sqft

Year built: 2002

Parking spots: 2

Days on market: 36

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Filed Under: General R.E. Information, Home Buyer tips, Special Places, Videos Tagged With: Jay and Monika McGillicuddy, Jay and Monika McGillicuddy NH REALTORS, NH Real Estate, NH Real Estate Blogs, NH Seabrook Beach, Seabrook Beach, Seabrook Harbor, Seabrook NH, Seabrook real estate for sale

NH Real Estate Professionals Jay and Monika McGillicuddy

Mortgage Pre Qualification Tammy Verani explains why it’s important

December 28, 2011 By Monika McGillicuddy 5 Comments

Articles in this Series Mortgage Information

Mortgage Pre Qualification Tammy Verani explains why it’s important
Mortgage Broker | Banker or Lender | What’s the difference
Mortgage Application Process | Tammy Verani explains the steps involved
Note Rate vs. APR Tammy Verani Explains the difference
Mortgage Info | What is a Point? | Tammy Verani explains

Pre-Qualification – Tammy Verani explains why it’s important

As a NH REALTOR it’s important for us to know whether or not a home buyer is pre-qualified or per-approved for a mortgage loan before we start looking at homes for a few good reasons.

Guessing equals a waste of time and money

1. If you guess at what you can afford and then find out later that you can’t afford what you thought you could, it will be hard for you to find anything you like when lowering your price range. You’ll always compare everything to the homes in the higher price range. This can be very disappointing, a waste of money and a total waste of your time. Your wants-needs and desires may not match your budget and it’s better to know that before you start looking.

2. You will be in a lot better bargaining position if you can provide the seller with documentation showing that you are able to purchase. This is crucial especially if in a multiple offer situation… and yes we do still have some multiple offer situations. Having a solid pre-qualification or pre-approval can make the difference between getting your dream home or not.

Getting pre-qualified is pretty easy

Getting pre-qualified is pretty easy and I have asked Tammy Verani from RMS, Residential Mortgage Services Inc to explain the process in this short video. Tammy will be doing a series of short videos covering the mortgage process. Tammy can be reached via cell phone 603-505-5752 if you have any questions or want to meet with her to get pre-qualified for a home loan. If you’d like information about searching for that perfect home give us a call at 603-944-9172.